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One of the main reasons people rent instead of buy is because they don’t think they can afford to buy a house.
Thinking and knowing are two different things.
If the reason you’re renting is because you simply think you can’t afford to buy, you can know pretty quickly and easily. All it takes is reaching out to a mortgage professional to get “pre-approved” for a mortgage.
They’ll not only let you know if you can afford to buy, but also how much you can afford to spend.
Maybe you can even qualify for a mortgage and find a house that only costs you as much or less than you’re already paying in rent every month!
There are a lot of ways and places to get pre-approved, but I have a few lenders that I trust and recommend. Feel free to reach out to any of the people below. Just let them know I gave you their name. I will attach a link to our lenders below.
If you have any questions or want some tips or thoughts before reaching out to a lender, feel free to give me a call.
This content is not the product of the National Association of REALTORS®, and may not reflect NAR's viewpoint or position on these topics and NAR does not verify the accuracy of the content.